Office Insurance Plan

This flexible package policy provides excellent index-linked insurance cover for your office, plus a range of optional extensions to meet your exact requirements.

By specialising in insurance for offices, we can offer better and more suitable insurance cover at highly competitive rates. If you are responsible for the insurance protection of your office, you will definitely want to have the advantages of a tailored-made product, offering you specialist cover at exceptional rates.

We will help you to make huge savings on your office insurance
(online discount available without any loss of cover)

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OFFICE INSURANCE - A tailored insurance plan with highly competitive rates

Comprehensive Cover includes

		Buildings (optional) fire and Perils
		Contents (i.e. equipment, fixtures, materials, including computers)
		Inflation Protection (indexation)
		Business Interruption, Loss of income, Accountants fees
		Money, Robbery, Assault, Personal Accident
		Public liability up to £5 million (excludes professional indemnity)
		Employers liability (mandatory) £10 million included as standard
		24 hour help-line assistance

Immediate Online Cover

4 Good reasons to apply for a quotation

1. Easy to complete quote form
2. Immediate response guaranteed
3. Highly competitive premiums
4. Most types of business considered

Overview

This group insurance plan is brought to you exclusively by Public-liability -Insurance.co.uk.The office policy includes all the elements required to fully protect the office of today.

		Office, Building and Contents
		Business Interruption
		Money, Robbery
		Multi-risks
		Glass
		Personal Accident
		Public Liability
		Employers Liability
		Refrigerator Breakdown and contents
		Computer and Electronic Equipment

Frequently asked questions

		Is money covered on the way to the bank?
		Yes. Generally speaking, money can be covered in transit, on the premises during normal office hours, on the premises outside normal business hours, in a locked safe and in a private residence
		I lease our office premises, how much Public Liability cover should we have?
		We are not able to be specific on this point, but many leases call for £5,000,000 of Public Liability, some even call for twice this amount. Please check your lease agreement.
		As we lease our premises, why do we need glass cover? Surely as it's part of the building this is the responsibility of the landlord
		Most leases state that you are responsible for the cost of repair to damaged glass.
		How much burglary cover do I have on this policy?
		Burglary is covered for the full sum insured of the contents.
		Am I covered for loss of money, Documents etc.?
		Yes.
		Can I have an automatic increase in the sum assured?
		Yes. The indexation of sums assured for both the buildings and contents is built into the policy.
		Is there excess on the policy?
		Yes. It varies from section to section. Please read your policy document or contact our office for full details.
		Are we covered for robbery?
		Yes. If the Insured or any Employee Director or Partner sustains accidental bodily injury as a direct result of robbery or attempted robbery in the course of his or her employment in the business or profession, they are covered.
		Do we have any personal accident cover?
		Yes. Provided that you have elected to have this section included in policy.
		Can I access the help-lines that are available?
		Yes. These are provided via dedicated telephone numbers and are available for assistance on a number of topics. The insured may use Amicus Legal Limited's 24-hour helpline service. The Insured can obtain advice on any tax and employment matters in connection with the business.
		If, when arriving at the office I find a window broken, do I need approval from the insurance company to call in a glazier?
		No. The building should be secured straight away. You should immediately contact Solaglas, who will carry out the work of replacing damaged windows, glass etc.

Disclaimer: The above advice is of a general nature. For more specific information please read your policy document or contact our office for full details.

Important

Cover under this policy is only in respect of clerical office work or duties.This policy does not include either products liability or professional indemnity insurance.

Comprehensive Cover

A combined insurance package that can be tailored to fit any office, which includes:

		Office Contents		Assault/Robbery
		Buildings		Personal Accident
		Business Interruption		Refrigerator & Contents
		Public Liability		Lamps, Signs & Nameplates
		Employers Liability		Glass (Solaglas replacement service)
		Money		Documents in Transit

Added Benefits

Practical help in a crisis

Helplines are available 24 hours a day, 365 days a year. Theres the emergency helpline, and business legal helpline, all manned by helpful, expert advisors

		Access to an Insurance Business Legal Advisory
		24 Hour Emergency Services
		24 Hour Legal Advice
		24 Hour Claims Assistance
		24 Hour Employment & Tax Advice
		Free Inflation Protection (Index-linked Sums Insured)

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