Public Liability Insurance

Public Liability Insurance covers you or your company against claims for compensation made against you by the public or other businesses.

Public Liability for tradesmen
Public Liability for professionals
Public Liability for Offices
Public Liability for Surgeries and Health Practices

If you are unsure which policy is appropriate or want advice from one of our specialist advisors then please call us or fill in the enquiry form by clicking the button below.

		Call us on our local rate number (09:00 - 20:00 Mon-Fri, 10:00-17:00 Sat)	0845 345 1236
		Click on the button to make an enquiry

What does it cover?

You may need to pay compensation if you or your company is found to be legally liable for:

	Causing injury, illness or disease to a member of the public
	Causing loss or damage to the property of a member of the public or another business

This insurance will cover the compensation claim.

What doesn't it cover?

Injury or Sickness Claims by Employees are NOT covered by Public Liability Insurance. If you have employees you are required by law to have Employer's Liability Insurance which you can find out about by clicking here.

Injury or Illness due to defective products are NOT covered by this insurance. If you sell a product that is defective and the defects cause injury, disease, loss or damage then you may be liable to pay compensation. To cover yourself for this you need product liability insurance, click here for more.

Loss or damage caused by advice you have given is NOT covered by this insurance. Accountants, Lawyers, Financial Advisors and other profession who give advice can be liable for loss, damage or injury caused by advice they have given, to cover this you need professional indemnity insurance, click here for more.

Commercial Combined Insurance

Very often you buy Public Liability as part of a combined package of business insurances, these can include some or all of the following:

	The buildings and contents of your business
	Tools, materials, stock and plant equipment
	Employers liability to cover injury or sickness caused to your current or former employees during the course of their work activities
	Product Liability Insurance to cover compensation claims due to injury or sickness caused by products you supply
	Professional Indemnity Insurance to cover claims against you due to advice you have given

You can browse the different cover levels available from our different policies by following the links at the top left.

If you are unsure which policy is appropriate or want advice from one of our specialist advisors then please call us or fill in the enquiry form by clicking the button below.

		Call us on our local rate number (09:00 - 20:00 Mon-Fri, 10:00-17:00 Sat)	0845 345 1236
		Click on the button to make an enquiry