Trade Insurance

Online quotes for builders, plumbers, electricians, and any one of a number of trades. You will be able to find a policy that best suits your needs and have access to a variety of insurance companies and underwriters.

For all your insurance needs as a builder, plumber or electrician, click here and arrange your own tradesmen's insurance.

For tradesmen, one of their most valuable assets is their tools and equipment; therefore it is vital these are insured. Tradesmen's insurance for equipment such as quality high-speed drills, ladders and electric sanders are all covered by the right policy.

We offer insurance for tradesmen for a range of specialised requirements such as a policy to cover for contractors and contracting businesses. You can arrange a policy to fit your business and cover against damage and loss.

Builders can seek tradesmen's insurance to insure against theft of building supplies, plus own plant and equipment, in addition you can extend the cover to hired in equipment. You can insure most building risks under the right the policy and arrange this on-line.

Tradesman Insurance From Public-Liability-Insurance.co.uk

Just look at the benefits

Tailored cover
In addition to Public Liability insurance, you can choose from a range of options so that your cover is personalised to meet your needs.

Competitive premiums
Why pay more that you need for insurance cover? We can provide you with an immediate on-line quote .

A choice of payment methods The choice is yours, a single annual payment by cheque or credit card, or spread the cost with monthly instalments.

Fast and fair settlement of claims
If you ever need to make a claim, you'll see why we deserve our reputation for being both fast and fair.

Arranging cover is easy
There is, just one simple form to fill in, one annual premium and one annual renewal date to make life easier.

A policy designed for you
At Public-Liability-Insurance.co.uk we understand that your business has insurance needs which a general business policy can't cover. That's why our policy is designed to make certain that you get the cover you really need.

A whole range of covers included as standard:

Public liability
Covers your legal liability for injury to the public or damage to their property up to £5 million. Cover also includes liability in connection with the collection or delivery of goods carried out as part of your business.

Choose from a range of options

As well as covering the essentials, you can "fine tune" your policy to suit your own particular needs. Choose from any of these special options:

Hired plant
Cover the cost of hiring charges up to 90 days - with a limit of £50,000 in any one period of cover.

Employers' liability
Up to £10 million cover for your liability for injury to your employees.

Personal tools
Covers you for the damage, loss or theft of your own or your employees' personal tools and equipment, anywhere in the UK. Items are covered for their full replacement value up to a maximum of £1,500 per person, but with the availability of individually insuring any more valuable items or equipment.

Contractor works cover
Cover up to £250,000 for any one loss. Cover also includes goods in transit, temporary buildings, your own plant, hired plant and the personal possessions (apart from tools) or directors, partners and employees. Overnight security rules will apply.

Property
Cover for buildings, as well as stock, working material, machinery, plant and equipment, which are held at your premises.

We provide policies for both Public and Employers Liability

Public Liability covers the Insured's Legal Liability for third party bodily injury or property damage arising during business activities.

Employers Liability covers the Employer's Legal Liability for death, disease or bodily injury sustained by an employee during the course of employment. This is a compulsory insurance by law as required by the employer's liability act 1969. Employers Liability can only be taken out with a Public Liability policy.

On top of the above policies that we offer, tool cover, which can be included for an additional premium.

Liability Insurance for the Self Employed and Smaller Companies

Insurances for the Self Employed, Small Firms and for Limited Companies in the United Kingdom with up to 5 principals and 5 employees. If your business exceeds this criterion then please complete our on-line enquiry form for trade insurance.

We cater for the Public Liability, Product Liability and Employers Liability needs of a large number of trades and occupations from Contractors to Clerical and Professional. The trade list included is not exhaustive, so if your occupation is not listed please contact us at the number shown below or follow the enquiry route.

Unlike other "online" quotes we select your quotation from a panel of leading insurers so that we are able to offer you the best terms available to us.

Covers available under this programme

		Public and Product Liability
		Employers Liability
		Hired In Plant
		Own Plant
		Contract Works

Please select the cover required .The live quotation form requires you to input both your own details and also to select from "drop-down" menus.

You will receive a quotation immediately.

For all your insurance needs as a builder, plumber or electrician, click here and arrange your own tradesmen's insurance.

Public and Employers Liability Insurance - Small Trader
(Not available in Northern Ireland)

If you are a sole trader, partnership or limited liability company and employ fewer than 10 people then we can offer an on-line policy. This provides public liability insurance, employers liability insurance (if necessary) with the option of including tools cover as well.

Policy Features

		Up to a 140 trades covered
		Rating on a per-capita basis - no wages declaration needed
		Wide range of cover for allowed properties to be worked on - usually no height limits
		Public liability sums insured from £1,000,000 to £5,000,000
		Competitive rates - premiums for over 70 trades start from £49.00
		Monthly direct debit available in many cases
		Health and safety advice
		Free legal and tax advice help-lines available
		Quality Mark discount scheme of up to 20%
		Employers liability sum insured £10,000,000, as standard
		Immediate on-line quotes
		Immediate cover and documentation

For all your insurance needs as a builder, plumber or electrician, click here and arrange your own tradesmen's insurance.

Commercial Quotes

Whatever your business or trade we can assist you in finding the right cover at competitive prices.

Overview

Any business faces unpredictable threats and risks on a daily basis. A fire, robbery or employee injury may destroy everything your company stands for. To protect yourself from the unforeseen and make sure your business survives, you should purchase the right business insurance. For a monthly premium your policy will ensure you are protected from a range of pre-specified risks. Because every business is different insurances come in different forms with different levels of cover.

How it Works

You will need a number of insurances to cover all of your assets from possible loss or damage and to protect you from any potential liability. Researching and purchasing each insurance separately is expensive and time consuming. An alternative to this is to buy a packaged insurance policy. A packaged policy is a product that offers the most common insurances required to run your business bundled together in one offering and the flexibility to adjust the coverage to meet your specific needs. Packaged policies offer a number of benefits. You know the cover will be comprehensive enough to cover the main risks affecting your business whilst avoiding duplication and overlap of cover. It is also easier to manage as you have a single set of documents, one point of contact and one renewal date. Packages are often less expensive as insurers will offer a better total premium when they are providing all your cover.